Summer Travel and Health Insurance: What You Need to Know

Whether you're hitting the beach, exploring national parks, or traveling abroad, it’s important to know how your health insurance works while you’re away. A little preparation can prevent unexpected costs and headaches if you need medical care on the go.

If you have a private PPO plan, you likely have nationwide coverage, meaning you can see doctors and specialists anywhere without needing referrals. But for international travel, it’s worth checking whether your plan includes emergency coverage abroad. If not, a short-term travel medical policy can fill in the gaps and cover things like hospital visits, evacuations, and urgent care.

Before you leave, save your insurance details in your phone, research nearby healthcare facilities at your destination, and consider packing a small first-aid kit. With the right coverage in place, you can focus on enjoying your trip—without worrying about unexpected medical bills.